Sample loan docs, Jurat, & Acknowledgment certs

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If you're a new loan signing agent it will benefit you to download and print this set of loan documents.  This is not a complete list of documents you will encounter in a real estate package but it has the most common documents.  

The loan application (1003) in this package is the old forms, but you will see it in some packages still.

In Tennessee you need to have notarial language on the document for it to be valid.  Remember, it's upto the signer/receiving party if they need a jurat or an acknowledgment attached, not the notary!  

You can describe what each is for but don't choose for them. 

A jurat is used when the signer is swearing/affirming to the truthfulness of the contents in a document they are signing and they must take an oath or affirmation regarding the contents truthfulness.

In Tennessee you need to have notarial language on the document for it to be valid.  Remember, it's upto the signer/receiving party if they need a jurat or an acknowledgment attached, not the notary!  

You can describe what each is for but don't choose for them. 

An acknowledgement is is used to verify the identity of the signer and to cofirm they signed the document.  They are simply acknowledging that they signed the document.  For an acknowldgement in Tennessee, a signer is not required to sign the document in th presence of the notary public, but they are rquired to personally appear in front of the notary to confirm their signature and that they did sign the document.